Discounts for Massachusetts Policyholders

Homeowner Insurance Discounts

Account Credit– If Quincy Mutual Group insures your automobile and homeowners policies, you are eligible for a discount on both polices. Discounts are up to 30% on your homeowners and 18 % on the auto.

Deductible Discount– Choose a higher deductible and reduce the cost of your homeowner’s policy premiums!

Alarm Credit– Does your home have smoke detectors, central station fire and burglar alarms? Depending on the type of system and how it is monitored, you are eligible for a premium discount.

New Home Discount – If your home was built within the last 19 years, we will discount your policy up to 25%.

Loss Free Credit– If you have not had a loss to your home in the past three years, you are eligible for a discount of up to 5%.

Home Safe Credit– Massachusetts Affordable housing Alliance (MAHA) offers a workshop for homeowners. If you are a graduate of the workshop, you are eligible for a policy discount.

Superior Construction– Homes built entirely with non combustible materials are eligible for a premium discount.

Automobile Insurance Discounts

Account Credit – If Quincy Mutual Group insures your automobile and homeowners policies, you are eligible for a discount on both polices. Discounts are up to 30% on your homeowners and 18 % on the auto.

Deductible Discounts – Choose a higher deductible on Collision and/or Comprehensive Coverages and reduce your premium!

Paid In Full Discount – You will be eligible for a 5% discount when the policy is paid in full by the due date of the first installment.

Annual Mileage Discount – You may be eligible for a discount based on the annual mileage driven.

Multi-Car Discount - If two or more of your autos are insured with Quincy Mutual, you are eligible for an additional discount. If you have a personal auto and a company car, we will also apply the multi-car discount.

Anti-Theft Devices – If your automobile is equipped with an anti-theft device you could be eligible for a discount of up to a 35% on your Comprehensive Coverage. Discounts vary depending upon the type of anti-theft device.

Good Student Discount – Students who have a grade point average equal to or above a B or 3.00 are eligible for a discount.

Student Away Discount– Students, who attend a school over 100 miles from a vehicle’s place of garaging and are rated operators on a policy, are eligible for a discount.

Early Issue – If you buy your insurance from Quincy Mutual Group at least 3days before the effective date of the policy, we will apply a 5% premium discount to your policy for one year. The discount will reduce over the subsequent renewals.

For More Information

Looking for discounts for other states? Connecticut policyholders should click here, while Rhode Island policyholders should click here.
If you are unsure what discounts you may qualify for, please contact us for more information.