Summer Water Safety Tips

With summer right around the corner, your family will likely be spending more time outside. Swimming is probably one of the activities on your list and while it offers several health benefits, it can also pose a few risks if safety measures aren’t taken. According to the Center for Disease Control, there are 3,536 unintentional drownings per year in the United States. Water-related accidents are the second leading cause of injury or death for children between 1-14 years old and the fifth leading cause for individuals of all ages. Luckily, there are many precautions you can take to help keep yourself and your family safe throughout the summer months.

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Tips To Prevent Distracted Driving

According to the Center for Disease Control and Prevention, nine people are killed and more than 1,000 are injured every day in crashes as a result of distracted drivers. With the number of distracted drivers on the rise, it’s important to remember that when you drive distracted, not only are you putting yourself at risk, but you’re also risking the lives of everyone else on the road around you. In fact, even if you check your phone or reach for something in your car while you’re at a stoplight, you remain distracted on average for the next 27 seconds. Continue reading “Tips To Prevent Distracted Driving”

Tips to Create a Home Inventory

Spring is in the air…finally! After what felt like an endless winter, we’re finally getting closer to warmer temperatures and blooming flowers. No spring season is complete, however, without a little cleaning. If you’re planning on doing some organizing, scrubbing, and disinfecting, it’s also the perfect time to conduct or update your home inventory. Keeping an inventory of your personal belongings will help you and your independent insurance agent make sure you have enough personal property coverage on your home insurance policy and can put your mind at ease if something were to happen to your home, such as a fire, flood, or theft. In the event you experience an emergency like this, having a home inventory on hand can help make the claims process easier. Continue reading “Tips to Create a Home Inventory”

Tips For Protecting Your Valuables

Did you know that your homeowners insurance policy alone may not be enough to protect certain valuables? While homeowners insurance does cover your belongings, these policies have limits — meaning items valued beyond the limits of your policy may not be fully covered in the event of a claim. Luckily, there are a few options for homeowners to ensure their valuables are protected in the event of the unexpected. Continue reading “Tips For Protecting Your Valuables”