Summer Party Safety Tips

There’s no time like the summer to gather family and friends at your home for a party! Whether you’re hosting an intimate dinner party or the neighborhood block party, a host has many responsibilities. Here at Quincy Mutual Group, we want to make sure your party is memorable for all of the right reasons, which is why we’re offering up a few tips to help you keep your guests safe and your home protected.

 

Always Think About Food Safety

Whenever you’re serving food to guests, you always want to keep certain food safety precautions in mind, especially when hosting an outdoor event. Be mindful of foods that can spoil and make sure to keep these items cold. Don’t leave perishable items out all day, instead keep them in coolers or refrigerated inside and direct guests get them as they need. If you’re grilling, it’s important to avoid cross-contamination with raw meats — always use separate platters for cooked and uncooked items.

 

Take Care Of Your Pets

Parties can be stressful for your pets, so make sure to think ahead to keep your furry friends safe. If your pets do not like loud noises or are uncomfortable around strangers or crowds, consider keeping them indoors in a quiet room. Make sure to check in on them regularly throughout the party. If your pets enjoy being out and about, just be mindful of all of the food around. Many party foods and drinks can be dangerous for animals, so keep an eye on your pets and put these items out of reach whenever possible — and don’t forget to secure your trash cans as well!

 

Be Mindful Of Alcohol Consumption

If you plan to serve alcohol at your party, be sure to keep track of your guests to keep things safe. As a host, you should limit your own alcohol consumption so that you’re able to keep track of things happening around your home, but hiring a professional bartender can also be very helpful — they are trained to recognize the signs of intoxication and will have an easier time limiting consumption for your party guests. Offer plenty of non-alcoholic beverage options and food throughout the night and have a cut-off point where you stop serving alcohol before the party ends. If your guests seem like they shouldn’t drive at the end of the night, help them find another way home.

 

Stay Safe By The Pool

If you have a pool in your backyard, there are definite precautions you should take to keep everyone safe. Make sure to have a designated pool watcher — if there are many adults by the pool, it can be easy to assume that someone else is keeping track of the swimmers. Eliminate this confusion and uncertainty be clearly identifying the supervising adult. If adults are not available to watch the pool, close it off so children are never swimming unsupervised. It’s also a good idea to keep a phone and first aid kit by the pool in case of an emergency.

 

Take Time To Review Your Policies and Consider Umbrella Insurance

Before you throw a party, you should check with your independent insurance agent to make sure you understand the coverages and limits of your homeowners insurance policy. If you often host people in your home, or have items like a pool or swingset in your backyard, you can definitely benefit from the extra liability protection an umbrella insurance endorsement affords. An Umbrella Insurance endorsement can be added on to your homeowners insurance policy and can provide $1 million or more of extra liability protection, over the limits of your existing policy. Read our Umbrella Insurance blog to learn more.

 

Looking for more tips? Our Backyard Safety blog has important insights for homeowners with pools or playsets in their backyards and our Grilling Safety blog has tips to keep your cookouts safe!

We hope these tips make your next party a safe success! If you have more questions about protecting yourself and your home, we work with over 500 independent insurance agents who are ready to help. Please visit our website to connect with a local agent today: bit.ly/QuincyFindAgent

Summer Productivity Tips

What’s your favorite thing about summer? Between beach days, summer road trips, and backyard BBQs, it can be hard to pick just one thing — but for many people, being inside at work doesn’t quite make the list. Here at Quincy Mutual Group, we understand that productivity can lag during the summer months, and we want to help. Here are a few tips to keep in mind to maintain productivity, no matter how nice it is outside! Continue reading “Summer Productivity Tips”

5 Cyber Security Risks Business Owners Should Be Aware of in 2018

From the Equifax Data Breach to the WannaCry ransomware attack, we saw a record number of major cyber attacks in 2017, and unfortunately, cyber breaches of this nature show no sign of slowing down in 2018. Here at Quincy Mutual Group, we want to help business owners protect themselves against potential cyber threats and believe that education and preparation are key to achieving this. Here are five major risks to consider, along with some important information on cyber liability insurance options. Continue reading “5 Cyber Security Risks Business Owners Should Be Aware of in 2018”

5 Tips to Make Your Next Move Easier

As the weather starts to warm up, so does the real estate market! We know this can be a busy time of year for anyone looking to move, and here at Quincy Mutual Group, we want to help. Moving can be a stressful time for anyone — between finding a new home and packing up your old space, there often seems to be more tasks to finish than hours in the day. But with a little planning and organization, you can make your next move easier. Continue reading “5 Tips to Make Your Next Move Easier”

Personal Umbrella Insurance: Extra Liability Protection & Peace Of Mind

If you were to find yourself on the receiving end of a million-dollar lawsuit, how prepared would you feel? While no one expects something like this, it unfortunately does happen and can be financially devastating if you’re not prepared. Here at Quincy Mutual Group, our job is to anticipate the unexpected to ensure that you’re prepared if and when something bad does happen. Luckily, having an umbrella insurance policy can provide you with extra liability insurance coverage and peace of mind. Continue reading “Personal Umbrella Insurance: Extra Liability Protection & Peace Of Mind”

Spring Home Maintenance Tips

How did your home fare in the winter weather? Things like extreme cold, snow, wind, and ice can all take their toll on your house, making it important to thoroughly evaluate both its interior and exterior as the seasons change. With spring right around the corner, we’re thinking ahead to spring cleaning and home maintenance. Here’s a helpful list of projects to tackle, both inside and outside of your home, to help you prepare for the warmer weather! Continue reading “Spring Home Maintenance Tips”

Why You Need Employment Practices Liability Insurance

Did you know that according to the U.S. Equal Employment Opportunity Commission, there were over 84,000 total lawsuits filed against employers in 2017 alone? Moreover, the EEOC reports that these types of lawsuits are on the rise. While this number may seem staggering, it’s not at all surprising in today’s increasingly litigious society — making it especially important for business owners to take the necessary precautions to protect themselves from these time consuming and costly lawsuits. Luckily, Employment Practices Liability Insurance (EPLI) is available to help. Continue reading “Why You Need Employment Practices Liability Insurance”

Germs at Work: How to Prevent the Spread of Illness at the Office

There’s no way to avoid it — flu season is in full swing in New England. As a business owner, flu season presents some unique challenges for your workplace. Illnesses can quickly spread for people sharing close quarters, which not only directly impacts your employees’ health, but can also hurt overall productivity for your business.

Here at Quincy Mutual Group, we want to help, which is why we’ve outlined a few tips and preventative practices to help you keep everyone in your workplace healthy and happy. Continue reading “Germs at Work: How to Prevent the Spread of Illness at the Office”

How To Prevent and Treat Frozen Pipes

It looks like winter is here to stay for at least a few more weeks. If you’re worried about frozen or burst pipes, you’re not alone. Damage from burst pipes makes up some of the most costly home insurance claims, and is of particular concern during periods of extreme cold — which we’ve definitely seen this winter. Here are some tips to follow to protect your home and pipes when temperatures dip again. Continue reading “How To Prevent and Treat Frozen Pipes”